body{font-family:Arial,Helvetica,sans-serif;margin:0;background:#f4f6fb;color:#222}
header{background:#0f2b46;color:#fff;padding:20px}
.container{max-width:1100px;margin:auto;width:92%}
.hero{padding:120px 20px;text-align:center;background:linear-gradient(#0f2b46,#1e4a78);color:white}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:25px}
.card{background:white;padding:25px;border-radius:8px;box-shadow:0 5px 16px rgba(0,0,0,.1)}
.section{padding:70px 0}
footer{background:#111;color:#aaa;text-align:center;padding:40px;margin-top:40px}
a{color:#caa64c;text-decoration:none;font-weight:bold}